Are you ready to shake up the insurance sector and build products that actually serve the people who need them most? The National Insurance Commission (NIC), in collaboration with the UNDP Insurance and Risk Finance Facility (IRFF), presents the Inclusive Insurance Innovation Challenge for Ghana (3IC) — a nationwide call to disrupt, innovate, and drive real impact in underserved markets.
Ghana’s insurance sector is filled with untapped potential. We're calling on: Disruptive InsurTech startups Forward-looking insurers Visionary entrepreneurs Social impact innovators To bring bold ideas that put people first — especially: Drivers, traders, and other informal sector workers Smallholder farmers Young women across Ghana Persons living with disabilities Communities most vulnerable to climate shocks
Your idea could focus on digital inclusion through AI and mobile tech, climate and agricultural risk protection, gender-smart insurance for young women, green insurance for climate resilience, or disability-inclusive solutions built on empathy and accessibility.
Gain mentorship from top industry leaders, pitch to key stakeholders, access market support, win cash prizes, and drive lasting financial resilience.
Ready to make insurance work for everyone? Click to apply by submitting your company name, email, and phone contact and join the movement shaping the future of inclusive insurance in Ghana.
We’re looking for experienced professionals to guide emerging teams as mentors and coaches. If you have expertise in insurance, technology, product development, or business strategy, this is your chance to make a real impact.